Congress is turning its’ attention to long-term care insurance producing information about how such insurance may help consumers make informed decisions for their long-term care needs.
U.S. News & World Report reports on LTCI, which “is not health insurance but protection against progressive deterioration that renders people incapable of caring for themselves physically or mentally.” The magazine notes that “the cost of dealing with these conditions can be staggering, depleting life savings and forcing people into poverty” and describes this type of insurance as “an expensive and complicated product… sold by a shrinking number of financially challenged insurers and subject to differing state rules that aren’t always effectively enforced.”
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